DOY Federal Credit Union

DOY’s Philosophy

In today’s competitive financial market, every financial institution is trying to lure customers with new high tech services and new financial instruments to attract new money. DOY is not in the market to do anything other than provide its savers with the highest possible dividends, provide its borrowers with the lowest possible interest rates, and provide all its members the best and friendliest possible service. DOY does not pretend to be a bank nor tries to provide all the services a bank has to offer. This is why you cannot find a better place than DOY for savings, checking, and borrowing. DOY is not driven by the profit motive. There are no outside shareholders to satisfy. All earnings are returned to the membership in the form of lower rates on loans, higher dividends on savings, and/or better service for its members.

Welcome to DOY Federal Credit Union

Built for Privacy

DOY's grand opening of its new main building was January 5, 2009. DOY constructed their main office to assure member privacy. When entering DOY's large lobby area, members are greeted by a friendly security guard who permits the member to enter the transaction section of the building. This area forks into three separate private offices where the member can conduct their financial transactions in total privacy. Unlike other financial service areas, no one can overhear or see what banking services you are using. No counting of money in view of everyone in the lobby or whispering account numbers or SSN numbers so they are not overheard. And with two video drive thru lanes, DOY members receive friendly, fast and private service. Come visit us and tour our unique building.

DOY - Built for Privacy


  • High Earning Savings Accounts
  • Christmas and Vacation Clubs
  • Variety of Low Interest Loans
    • New Home Mortgage Loans
    • Second Mortgage Loans
    • Refinancing Mortgage Loans
    • Home Improvement Loans
    • New and Used Car Loans
    • Signature Loans
    • Elementary School Tuition Loans
    • High School Tuition Loans
    • Boat Loans
    • Vacation Loans
    • Bill Consolidation Loans
  • Direct Deposit or Payroll Deduction
  • 24 Hour Audio Teller to:
    • Verify account balances
    • Mailout withdrawals from savings
    • Transfer funds from savings to checking